A lot of workers who suffered work-related injuries rely on workers’ comp benefits to pay for their medical treatment and compensate for their lost wages. However, getting such benefits is usually challenging. If a workers’ comp insurer denies your claim or fails to give you adequate benefits, you may need the assistance of a Newport News workers comp attorney. Your attorney will fight for your right to compensation and have your best interest in mind. Hiring an attorney is particularly necessary if you are in any of the following situations:
The Insurance Company Denied Your Claim
Workers’ comp insurers may deny claims if you missed the two-year deadline for filing a claim. Also, this can happen when they don’t think you sustained a work-related injury. Any discrepancy in your accident report and medical records can give an insurer a reason to deny your claim. Other reasons for denial include filing a claim after being terminated from work and failing to communicate with the insurance company of your employer.
Thankfully, a workers’ comp attorney can help you appeal the denial. They will gather previous medical records that they can compare with your health before and after you sustained the injury. Also, they will interview people who witnessed your accident, find hard evidence, and speak with the doctor who gave you initial treatment. Your attorney will review the reason why your claim has been denied and help you recover the benefits you are entitled to.
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The Insurer Offers a Low Settlement
If you think your benefits cannot cover your lost wages and medical costs, you must contact an attorney right away. Your lawyer can help you file an appeal to get the benefits you deserve. They will collect your medical records to show the extent of your injuries and damages and the cost associated with your recovery from the injury. In addition, your attorney can offer written testimony from the doctor who treated you saying you cannot work because of your injury and that you are entitled to partial lost wages.
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Your Sustain a Permanent Disability
A workplace injury that causes you to suffer a permanent disability makes you eligible for life-long weekly payments or one lump sum. These payments will compensate for the wages you lost because of your disability. But insurance providers do not usually pay out a big sum of money and will look for reasons to deny your claim. In this case, you need a lawyer to fight against the tactics that insurance companies use to decrease the value of your claim or deny the claim altogether.
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